Terms of Service and Customer Agreement

1. Agreement

These Terms of Service and Customer Agreement ("Terms") are a binding agreement between Atlas Trade AI LLC, a Nevada limited liability company ("Atlas"), and the individual or entity accepting these Terms ("Customer," "you," or "your"). These Terms govern your purchase of, access to, and use of atlastrade.ais, applications, software, algorithms, strategy tools, integrations, data displays, support services, and related features (collectively, the "Services").

By clicking an acceptance box, completing a purchase, activating an account, connecting a brokerage, or using the Services after being presented with these Terms, you agree to these Terms and the documents incorporated by reference. If you are acting for an entity, you represent that you have authority to bind it. If you do not agree, do not purchase, access, connect, activate, or use the Services.

2. Incorporated Documents and Order of Precedence

The following documents are incorporated into these Terms to the extent relevant to your use: the End User License Agreement; Website Legal Notice and General Risk Disclosure; Trading, Automation and Brokerage Risk Disclosure; Margin, Intraday Trading, Short Selling and Settlement Risk Disclosure; Performance, Backtesting, Simulated Results, Reviews and Testimonials Disclosure; Privacy Policy; Cookie and Tracking Technologies Notice; Security Overview; Billing, Subscription and Automatic-Renewal Policy; Dispute, Cancellation and Refund Policy; and, when enabled or expressly incorporated into an offer, the Options Risk Disclosure, Agentic AI and Autonomous Trading Risk Disclosure, and Promotional or Trial Terms.

If a signed order form or checkout page conflicts with these Terms regarding price, included features, subscription duration, or a promotion, the order form or checkout controls for those commercial terms. A product-specific risk disclosure controls for the risks and activation requirements of that product. These Terms control all other matters unless a later written agreement signed by Atlas expressly states that it supersedes them.

3. Eligibility and Customer Representations

You must be at least 18 years old, have legal capacity to contract, and be legally permitted to use the Services in your jurisdiction. You may use automation only with a brokerage account you are authorized to control. You are responsible for satisfying your broker's identity, eligibility, options, margin, market-data, and other approval requirements.

You represent that information you provide to Atlas is accurate and current; your use will comply with applicable law and broker agreements; and you will not use the Services for manipulation, fraud, abusive trading, unauthorized account access, sanctions evasion, or any other unlawful purpose.

4. Description of the Services

Atlas provides self-directed automated trading technology that can connect to supported third-party brokerage accounts and allow users to select, configure, activate, monitor, pause, or deactivate automated trading strategies and related functionality. Depending on the enabled feature, the Services may analyze data and automatically generate, transmit, modify, or cancel brokerage orders without contemporaneous per-trade confirmation from you.

Atlas-created pre-seeded strategies are rule-based and are designed to present their entry and exit logic and available risk controls in human-readable form before activation. Where your plan and product access permit, you may also create and deploy strategy configurations through Oculus. Atlas does not guarantee that user-created logic is complete, correct, suitable, or profitable.

The exact strategies, securities, account types, brokerages, limits, analytics, data frequencies, AI features, execution capabilities, and controls available to a Customer can differ by plan, brokerage, jurisdiction, account approval, release stage, and system configuration. Marketing pages are descriptive and do not expand a purchased plan beyond the entitlements shown in the applicable order or account.

5. Customer Control and Automation Authorization

You retain responsibility for deciding whether to use the Services, which brokerage account to connect, which available strategy or configuration to activate, the capital maintained at your brokerage, the available risk controls you select, whether to enable margin through the Allow Margin Trading control, and whether to accept a Material Strategy Change. You may pause or deactivate automation using available Atlas controls and may revoke the brokerage connection through Atlas or your brokerage, subject to system availability and broker processing.

By activating an automated strategy, you expressly authorize the Services to generate, transmit, modify, and cancel orders to the connected brokerage in accordance with the activated strategy logic and settings without asking you to approve each order. This authorization is limited to functionality exposed by the connected brokerage or API and does not grant Atlas authority to withdraw or transfer customer assets. You remain responsible for monitoring the brokerage account and for positions or orders that remain open when automation is paused, disconnected, degraded, or terminated.

Before connecting a brokerage account, you must review the account and remove or transfer any open position you wish to retain. You acknowledge that the Atlas brokerage-connection process is designed to transmit orders to close all existing open positions in the account when the connection is completed, and you expressly authorize those orders by affirmatively accepting the separate Existing Positions and Account Connection acknowledgment and completing the connection. Closing existing positions can realize gains or losses, create tax consequences, incur fees or other costs, and result in execution at prices different from displayed prices. A liquidation order can be rejected, delayed, or partially filled, so you must verify the account directly with the brokerage after connection. Atlas does not provide tax advice and does not guarantee completion or pricing of any liquidation.

For these Terms, a "Material Strategy Change" means a change that materially alters the strategy's security or instrument universe, entry or exit approach, position-sizing methodology, typical holding period, leverage or short-selling authority, or risk architecture. Atlas may apply routine fixes, compatibility changes, security updates, and non-material maintenance without separate acceptance. Before applying a Material Strategy Change to an active strategy, Atlas will provide notice and seek affirmative acceptance. If you decline, Atlas may keep the prior version available, pause or retire the affected strategy, or require you to choose another available configuration. Atlas does not promise that an earlier version will remain supported indefinitely.

6. No Individualized Suitability, Fiduciary Undertaking, or Guaranteed Outcome

Unless a separate written agreement expressly says otherwise, Atlas does not undertake to evaluate your complete financial circumstances, tax position, investment objectives, liquidity needs, or capacity for loss and does not promise that a particular strategy is suitable for you. Atlas does not determine which strategy, security, brokerage, account type, allocation, or risk setting is appropriate for your personal circumstances. Strategy descriptions, scores, labels, comparisons, demonstrations, and analytics are product information and do not guarantee suitability or future performance.

No fiduciary relationship is created solely by your purchase or use of the Services. Nothing in this section waives or limits a duty, right, or remedy that applicable law does not permit the parties to waive or limit.

Atlas does not guarantee profit, minimum return, benchmark outperformance, risk-adjusted return, avoidance of loss, tax result, or any particular trading outcome.

7. Brokerage Relationship and Non-Custodial Structure

Your brokerage relationship is separate from your relationship with Atlas. Your broker or custodian holds your cash and securities, maintains the official account record, determines account and product eligibility, extends and administers margin, accepts and routes orders, executes transactions, issues confirmations and statements, and may impose restrictions or liquidate positions under its agreements.

Atlas does not custody customer brokerage assets and does not obtain withdrawal or transfer authority. Atlas is not responsible for brokerage approval decisions, execution quality, routing, exchange behavior, clearing, settlement, borrowing availability, margin calculations, liquidation, corporate actions, tax reporting, or brokerage fees. If Atlas and brokerage records differ, the brokerage record controls.

8. Customer Monitoring Responsibilities

Automated trading is not "set and forget." You agree to review your brokerage account with reasonable frequency; maintain accurate contact information and security controls; review brokerage notices, confirmations, and margin calls; verify that expected automation is operating; and take direct brokerage action when necessary.

If you detect an unexpected order, position, connection problem, or data discrepancy, you should pause or deactivate Atlas when practicable and contact both the brokerage and Atlas as appropriate. Your failure to monitor does not convert a technical incident or trading loss into a guaranteed Atlas reimbursement obligation, except to the extent applicable law provides a non-waivable remedy.

9. Fees, Software License Charges, and Brokerage Capital

You agree to pay the fees shown at checkout, on an order form, or in your account. Atlas fees may include an upfront or one-time software license or access fee ("License Fee") and recurring subscription fees for ongoing platform access, support, data, or enabled features ("Subscription Fees"). Atlas fees are paid for software and Services. They are not brokerage deposits, trading capital, investments in a security or fund, custodial balances, advisory performance fees, or funds held for execution.

Unless an applicable order expressly states otherwise, Atlas fees are not calculated as a percentage of customer assets, trading profits or losses, or transaction volume. Brokerage commissions, exchange or regulatory fees, market-data fees, margin interest, options fees, taxes, and other third-party charges may be imposed separately and are your responsibility. The price and terms displayed at the time of purchase control for that purchase.

10. Recurring Subscriptions and Authorization to Charge

If you purchase a recurring subscription, you authorize Atlas and its payment processor to charge the payment method on file at the disclosed frequency until cancellation or termination. Before purchase, Atlas will disclose the amount or pricing method, billing frequency, material renewal terms, and cancellation method. Atlas will obtain affirmative consent as required by applicable law and provide a retainable acknowledgment of the transaction.

Atlas will provide fee-change, renewal, trial, or promotional-expiration notices when required by applicable law. If you enroll online, Atlas will provide an online cancellation method as described in the Billing, Subscription and Automatic-Renewal Policy and the Dispute, Cancellation and Refund Policy.

11. Refunds and Cancellation

Refund eligibility is governed by the Dispute, Cancellation and Refund Policy and the terms shown at purchase. Unless the applicable order expressly provides otherwise or law requires otherwise, cancellation stops future recurring charges but does not reverse charges already incurred.

If your purchase expressly includes the Atlas 30-Day Software Satisfaction Refund, the eligible initial License Fee may be refunded upon a timely request. The refund period begins on the date of the initial purchase and ends at 11:59 p.m. Pacific Time on the calendar date 30 days after the purchase date. Your purchase confirmation will identify the exact deadline. Unless the applicable order or law provides otherwise, recurring Subscription Fees already charged and third-party charges are not included.

Nothing in Atlas's customer-service process limits a non-waivable right to contact a card issuer, payment provider, regulator, law-enforcement agency, or court.

12. Platform Changes, Releases, and Beta Features

Atlas may add, remove, modify, suspend, or replace features to maintain security, respond to broker or API changes, improve the Services, comply with law, or develop the platform. Section 5 governs Material Strategy Changes to an active strategy. A feature described as planned, beta, preview, experimental, coming soon, or in development may change materially or never become generally available.

Options or other future functionality is not included merely because it appears on a roadmap. Product-specific eligibility, risk acknowledgment, broker approval, pricing, and legal prerequisites apply when and if a feature is released. Futures and other commodity-interest functionality are not currently offered.

13. Account Security and Credentials

You are responsible for safeguarding your Atlas credentials, devices, email account, and authentication methods. Do not share login credentials or permit unauthorized users to control your account. Notify Atlas promptly of suspected compromise. Atlas may require authentication, suspend access, or disconnect integrations when it reasonably believes a security, fraud, legal, or operational risk exists.

Where brokerage authorization uses OAuth, tokens, API keys, or similar delegated credentials, you authorize Atlas to use those credentials solely as needed for the enabled Services and subject to the broker or API permissions. Atlas may not be able to restore or revoke access instantaneously during third-party outages.

14. Data and Market Information

Market data, account data, analytics, indicators, corporate-action information, and other information may be delayed, incomplete, corrected, or unavailable. Unless explicitly stated otherwise, an Atlas display is not an official brokerage statement or exchange record. You are responsible for exchange or provider terms that apply to your status as a professional or non-professional market-data subscriber.

15. AI and Agentic Features

Certain current or future Services may use AI, machine learning, optimization, natural-language interfaces, or agentic systems. AI output can be probabilistic and can contain errors. Before activating an agentic feature with authority beyond a fixed preconfigured rule set, Atlas will describe the feature's material authority, including whether it can propose, generate, modify, or transmit orders; select instruments; change parameters; and act without per-order approval. A feature-specific authority sheet and separate acknowledgment will apply.

You are responsible for deciding whether to enable such a feature and for monitoring resulting brokerage activity. Atlas does not represent that AI guarantees better predictions, returns, or risk control.

16. Prohibited Conduct

You may not:

• Reverse engineer, decompile, or attempt to extract source code, strategy implementation, or model weights except where law prohibits that restriction.
• Copy, resell, sublicense, rent, host for third parties, or commercially exploit the Services except under a written Atlas agreement.
• Use Atlas intellectual property, output, or confidential technical material to build or train a competing service.
• Bypass access, account, rate, permission, or security controls.
• Scrape or harvest data in violation of law, Atlas terms, or provider terms.
• Interfere with the Services; introduce malicious code; probe production systems without written authorization; or misuse brokerage connections.
• Use the Services to manipulate a market, engage in fraud or abusive trading, evade sanctions, or violate trading rules.
• Misrepresent Atlas output as guaranteed investment performance or claim an affiliation, approval, or endorsement that does not exist.
• Access or use another person's Atlas or brokerage account without authority.

Atlas may investigate suspected misuse and may preserve or disclose information when reasonably necessary to comply with law, protect users, enforce agreements, or respond to valid legal process.

17. Intellectual Property

Atlas and its licensors retain all right, title, and interest in the Services, software, interfaces, algorithms, models, documentation, branding, content, and other intellectual property, excluding Customer content and third-party materials. Your rights are limited to the license granted in the EULA and do not transfer ownership.

18. Third-Party Services

The Services may interoperate with brokerages, payment processors, market-data vendors, identity providers, cloud services, communications providers, and other third parties. Those services are governed by separate terms. Atlas is not responsible for a third party's independent acts or omissions, but nothing in this section excuses Atlas from obligations imposed on Atlas by non-waivable law.

19. Suspension and Termination

Atlas may suspend or terminate access if you materially breach these Terms, fail to pay amounts due, create a security or legal risk, misuse the Services, lose necessary brokerage authorization, or if a third-party or legal change makes continued service impracticable. Where reasonably practicable and not inconsistent with security or law, Atlas will provide notice.

On termination, you remain responsible for positions and obligations in your brokerage account. Terminating Atlas, canceling billing, disconnecting an integration, or receiving a refund does not itself guarantee that open orders will be canceled or positions closed. Verify the brokerage account directly and manage any remaining exposure through the brokerage.

20. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE." ATLAS DISCLAIMS IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT TO THE EXTENT THOSE WARRANTIES MAY LAWFULLY BE DISCLAIMED. ATLAS DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, COMPATIBLE WITH EVERY BROKERAGE CHANGE, OR THAT TRADING RESULTS WILL MEET YOUR EXPECTATIONS.

Nothing in these Terms disclaims a warranty, duty, right, or remedy that applicable law does not permit Atlas to disclaim.

21. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ATLAS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES; LOST PROFITS; LOST OPPORTUNITIES; LOSS OF DATA; OR BUSINESS INTERRUPTION ARISING FROM THE SERVICES, EVEN IF ADVISED OF THE POSSIBILITY. TRADING LOSSES, MARGIN LIQUIDATIONS, MISSED TRADES, SLIPPAGE, MARKET MOVEMENTS, AND THIRD-PARTY EXECUTION RESULTS ARE MARKET OR BROKERAGE RISKS EXCEPT TO THE EXTENT DIRECTLY CAUSED BY CONDUCT FOR WHICH LIABILITY CANNOT LAWFULLY BE LIMITED.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ATLAS'S AGGREGATE CONTRACTUAL LIABILITY ARISING OUT OF THE SERVICES WILL NOT EXCEED THE FEES PAID BY THE CUSTOMER TO ATLAS FOR THE AFFECTED SERVICES DURING THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM. THIS CAP DOES NOT APPLY TO FRAUD, WILLFUL MISCONDUCT, GROSS NEGLIGENCE WHERE IT CANNOT BE LIMITED, OR ANY LIABILITY THAT APPLICABLE LAW PROHIBITS ATLAS FROM LIMITING.

22. Indemnification

To the extent permitted by law, you will defend and indemnify Atlas and its officers, employees, and affiliates from third-party claims arising from your unlawful use of the Services, your breach of these Terms, your unauthorized use of another person's account, or content or instructions you supply that violate third-party rights. You are not required to indemnify Atlas for Atlas's own fraud, willful misconduct, or other liability that cannot lawfully be shifted.

23. Dispute Resolution and Arbitration

Before filing an arbitration or civil action, the parties agree to send written notice describing the dispute and requested relief and to attempt in good faith to resolve it for 30 days. Send notices to [email protected] and Atlas Trade AI LLC, 297 Kingsbury Grade Rd, Suite 100, Stateline, NV 89449. This informal process does not prevent either party from seeking urgent injunctive relief, filing in small-claims court when eligible, making a regulatory or law-enforcement complaint, exercising a chargeback or payment-provider right, or pursuing another right that cannot lawfully be conditioned on an internal process.

Except for eligible small-claims matters and claims for urgent injunctive relief relating to intellectual property, account security, or unauthorized access, any dispute that the parties cannot resolve informally will be resolved by binding individual arbitration under the Federal Arbitration Act and the AAA Consumer Arbitration Rules, unless applicable law makes this provision unenforceable. Arbitration will be conducted by video or telephone or at a reasonably convenient location unless the parties agree otherwise. Fees will be allocated under the applicable AAA consumer rules.

YOU AND ATLAS WAIVE, TO THE EXTENT PERMITTED BY LAW, THE RIGHT TO A JURY TRIAL AND THE RIGHT TO PARTICIPATE IN A CLASS, COLLECTIVE, OR REPRESENTATIVE ACTION.

You may opt out of this arbitration agreement by sending written notice to [email protected] or the postal address above within 30 days after first accepting these Terms. The notice must identify your Atlas account and state that you are opting out of arbitration. Opting out does not affect the remainder of these Terms.

24. Governing Law

Except to the extent preempted by the Federal Arbitration Act or controlled by non-waivable law, these Terms are governed by Nevada law without regard to conflict-of-laws principles. If a dispute is not subject to arbitration, the parties consent to the state or federal courts having jurisdiction over Atlas's principal Nevada location, except where consumer law requires another forum.

25. Changes to These Terms

Atlas may update these Terms prospectively. Material changes will be communicated as required by law. If law requires affirmative consent to a material change, Atlas will obtain it before the change applies. Changes will not retroactively alter an accrued claim or charge without lawful basis.

26. Miscellaneous

If a provision is unenforceable, it will be enforced to the maximum lawful extent and the remainder will continue in effect unless the essential purpose of the agreement would be defeated. A failure to enforce a provision is not a waiver. You may not assign these Terms without Atlas's consent except as permitted by law. Atlas may assign them in connection with a merger, reorganization, financing, or sale of substantially all relevant assets, subject to applicable law. Electronic records and signatures may be used to the extent permitted by law.

Atlas is not responsible for a delay or failure caused by events beyond its reasonable control, including exchange or market disruptions, brokerage or API outages, internet or cloud failures, cyber incidents, labor disputes, governmental actions, or natural disasters, except to the extent applicable law provides otherwise.

These Terms and the incorporated documents are the entire agreement concerning the Services, except for an applicable order form or other written agreement that expressly controls. Headings are for convenience and do not limit interpretation. Sections that by their nature should survive termination will survive, including accrued payment obligations, ownership, restrictions, disclaimers, limitations, indemnification, and dispute terms.