ATLAS TRADE AI END USER LICENSE AGREEMENT
Effective Date: February 1, 2026 Last Updated: February 2, 2026
This End User License Agreement ("EULA") is a legally binding agreement between you ("User," "you," or "your") and Atlas Trade AI LLC, a Nevada limited liability company ("Licensor," "we," "us," or "our"), governing your access to and use of our software, algorithms, web-based platform at app.atlastrade.ai, any associated iOS or Android mobile applications, client portal, marketplace, and related services (collectively, the "Licensed Application"). The Licensed Application is licensed, not sold, to you, and is provided as non-discretionary algorithmic trading signal software for informational and educational purposes only.
We are not licensed as an investment adviser under the Investment Advisers Act of 1940 (15 U.S.C. §80b et seq.), a commodity trading advisor under the Commodity Exchange Act (7 U.S.C. §1 et seq.), or a broker-dealer under applicable securities laws. However, we operate in full compliance with all applicable U.S. federal and state regulations, including those enforced by the Federal Trade Commission (FTC), Commodity Futures Trading Commission (CFTC), Securities and Exchange Commission (SEC), and Nevada state laws (e.g., NRS 598).
By accessing or using the Licensed Application, checking the box acknowledging this EULA, clicking "I Agree" or a similar acceptance button, completing the signup process, or otherwise manifesting assent, you agree to be bound by this EULA and our incorporated documents, including our Privacy Policy (available at https://atlastrade.ai/privacy-policy), Terms of Service, Risk Disclosure Statement, Margin Trading Disclosure, Internal Dispute & Refund Policy, and any post-signup or post-onboarding acknowledgments. If you do not agree to all terms, do not access or use the Licensed Application. You represent and warrant that you are at least 18 years old, a U.S. resident, legally capable of entering into contracts, and not barred from using the Licensed Application under applicable laws.
This EULA may be updated from time to time. We will notify you of material changes via email or in-app notice at least 30 days in advance, unless changes are required for legal compliance or security reasons, in which case they take effect immediately. Continued use after changes constitutes acceptance.
a. Scope of License
We grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Licensed Application on devices you own or control (including web browsers, iOS devices, or Android devices) solely for your personal, non-commercial trading purposes, subject to your compliance with this EULA, payment of all applicable fees, and any usage rules or limitations we specify.
The Licensed Application includes: (i) the web-based platform for connecting proprietary algorithms to your U.S.-regulated brokerage accounts via OAuth and API integrations (e.g., with partners like Alpaca or Schwab); (ii) base algorithms and brokerage connections as per your selected package (e.g., Basic or Elite, providing varying numbers of algorithms and connections); (iii) optional add-ons available for purchase via the in-platform marketplace, such as additional algorithms (which may incur one-time or monthly fees) or extra connections, some of which may be restricted to premium packages; and (iv) related features like signal generation, portfolio overviews, and support tools.
You are licensing the use of the Licensed Application, algorithms, and related intellectual property; you do not acquire ownership or title. All algorithms remain our proprietary property, and you may not share, distribute, or use them for any purpose other than your personal trading.
The Licensed Application includes algorithmic trading software that generates uniform signals for assets such as ETFs, futures, stocks, and indices, positioned as non-discretionary tools where you retain full control over execution, risk parameters, and whether to implement any signals in your brokerage account.
These signals are provided on a non-discretionary basis—you retain full control over all trading decisions, including whether to implement signals, set risk parameters (e.g., via start/stop buttons, position sizing, or broker-imposed limits), manage your account, and implement stop-losses or other controls. No personalized financial, investment, or trading advice is provided, and no fiduciary relationship exists between us. You are solely responsible for all actions in your brokerage account, performing due diligence, consulting licensed professionals (e.g., registered commodity trading advisors for futures or commodities), and ensuring compliance with your broker's terms, including anti-money laundering (AML) requirements.
This license includes access to content, materials, or services purchased or accessible within the Licensed Application. Platform updates, including security patches, bug fixes, and interface enhancements, are automatic and mandatory to ensure compliance and functionality. Algorithm updates are optional; you must affirmatively opt-in during algorithm setup or via platform settings to receive them. If you do not opt-in, you will remain on your initially selected algorithm version to preserve your control and avoid any implication of managed trading. We may provide notice of available algorithm updates, including descriptions of changes and potential impacts on performance.
You may not use the Licensed Application: (i) in any way that violates laws or regulations; (ii) for commercial purposes, such as offering advisory services or reselling access; (iii) on behalf of third parties; or (iv) outside the United States, as our integrations are limited to U.S.-regulated brokerages.
If you transfer or sell your device, you must remove the Licensed Application (including any mobile apps) before doing so. This license terminates automatically upon any violation of this EULA.
b. Fees, Subscriptions, and Refunds
Access to the Licensed Application requires payment of an upfront license fee and ongoing monthly maintenance fees as selected during signup and displayed in the platform. Packages provide varying levels of access (e.g., number of algorithms and connections), and fees are subject to change with notice. All fees are in U.S. dollars, non-refundable except as specified herein, and exclusive of taxes, which are your responsibility.
Monthly fees auto-renew at the end of each billing period via our payment processor, Stripe, unless you cancel through your account settings. Cancellation is effective at the end of the current billing period, with no prorated refunds. You authorize us to charge your payment method on file for all fees and consent to auto-renewal. We may offer promotional trials or limited-feature access periods from time to time, during which this EULA applies with potential restrictions.
You have a 30-day period from the date of signup to request a refund of the upfront license fee via a one-click option in the client portal, which will process automatically through Stripe. No reasons or evidence are required for this refund, though we may review usage logs for internal purposes. Monthly fees are non-refundable at all times, and no refunds are available after the 30-day period for any reason, including dissatisfaction, non-use, or account termination, except in cases of verified malfunctions solely attributable to us (determined through the dispute process below). Refunds do not waive your obligations under this EULA.
Failure to pay fees may result in suspension or termination of access without refund.
c. Restrictions and Intellectual Property
You agree not to: (i) copy, reproduce, modify, adapt, translate, reverse-engineer, disassemble, decompile, or attempt to derive the source code of the Licensed Application or any part thereof (except to the extent expressly permitted by applicable law); (ii) create derivative works based on the Licensed Application; (iii) remove, alter, or obscure any copyright, trademark, or proprietary notices; (iv) use the Licensed Application to develop competing products or services; (v) distribute, rent, lease, lend, sublicense, or make the Licensed Application available over a network for simultaneous use by multiple users; (vi) use automated scripts, bots, or data mining tools beyond intended functionality; (vii) input false, misleading, or illegal data; (viii) interfere with the operation, security, or integrity of the Licensed Application, including transmitting viruses or harmful code; (ix) use the Licensed Application in violation of any third-party terms (e.g., your brokerage agreement); or (x) export or re-export the Licensed Application in violation of U.S. export control laws.
All intellectual property rights in the Licensed Application, including copyrights, patents, trademarks, trade secrets, and algorithms, are owned by us or our licensors. You grant us a non-exclusive, royalty-free license to use any feedback or suggestions you provide for improving the Licensed Application.
Violation of these restrictions may result in immediate termination of your license, legal action, and liability for damages.
d. Risk Disclosures and Disclaimers
PAST PERFORMANCE IS NOT INDICATIVE OR A GUARANTEE OF FUTURE RESULTS. HYPOTHETICAL PERFORMANCE RESULTS HAVE MANY INHERENT LIMITATIONS, SOME OF WHICH ARE DESCRIBED BELOW. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIECHIEVE PROFITS OR LOSSES SIMILAR TO THOSE SHOWN. IN FACT, THERE ARE FREQUENTLY SHARP DIFFERENCES BETWEEN HYPOTHETICAL PERFORMANCE RESULTS AND THE ACTUAL RESULTS SUBSEQUENTLY ACHIEVED BY ANY PARTICULAR TRADING PROGRAM. ONE OF THE LIMITATIONS OF HYPOTHETICAL PERFORMANCE RESULTS IS THAT THEY ARE GENERALLY PREPARED WITH THE BENEFIT OF HINDSIGHT. IN ADDITION, HYPOTHETICAL TRADING DOES NOT INVOLVE FINANCIAL RISK, AND NO HYPOTHETICAL TRADING RECORD CAN COMPLETELY ACCOUNT FOR THE IMPACT OF FINANCIAL RISK IN ACTUAL TRADING. FOR EXAMPLE, THE ABILITY TO WITHSTAND LOSSES OR TOADHERE TO A PARTICULAR TRADING PROGRAM IN SPITE OF TRADING LOSSES ARE MATERIAL POINTS WHICH CAN ALSO ADVERSELY AFFECT ACTUAL TRADING RESULTS. THERE ARE NUMEROUS OTHER FACTORS RELATED TO THE MARKETS IN GENERAL OR TO THE IMPLEMENTATION OF ANY SPECIFIC TRADING PROGRAM WHICH CANNOT BE FULLY ACCOUNTED FOR IN THE PREPARATION OF HYPOTHETICAL PERFORMANCE RESULTS AND ALL OF WHICH CAN ADVERSELY AFFECT ACTUAL TRADING RESULTS.
Trading in financial markets, including equities, indices, commodities, and futures, involves substantial risk of loss and is not suitable for everyone. You may lose all or more of your initial capital. Only use risk capital—funds you can afford to lose. Margin or leveraged trading amplifies both gains and losses, potentially resulting in losses exceeding your deposits due to market volatility, slippage, or other factors. We do not guarantee any level of profitability, success, or protection against losses.
Performance results displayed in the Licensed Application, if any, may reflect exceptional outcomes under specific conditions and are not typical. Results are influenced by variables such as capital allocation, market conditions, user experience, software usage, and external events. We do not track or manage individual trading accounts; our system generates signals on our behalf, and it is your choice whether to implement them. You agree to hold us, our affiliates, officers, directors, employees, and agents harmless from any trading losses, loss of capital, or other damages.
THE LICENSED APPLICATION IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, RELIABILITY, OR UNINTERRUPTED USE. WE DO NOT WARRANT THAT THE LICENSED APPLICATION WILL BE ERROR-FREE, SECURE, OR FREE FROM VIRUSES. USE AT YOUR OWN RISK.
e. Internal Dispute and Refund Process
For any disputes, refund requests (beyond the 30-day upfront license fee refund), service issues, or claims, you agree to first follow this internal 4-step resolution process as a condition of using the Licensed Application. This process does not waive your statutory rights under the Fair Credit Billing Act (FCBA, 15 U.S.C. §1666), Electronic Fund Transfer Act (EFTA, 15 U.S.C. §1693), Restore Online Shoppers' Confidence Act (ROSCA, 15 U.S.C. §8403), or Nevada state law (NRS 598).
Submit a Dispute Ticket: Log into the client portal and submit a detailed ticket describing the issue, including dates, times, and supporting evidence (e.g., screenshots, logs, or recordings). We will acknowledge receipt within 1 business day.
Review and Investigation: Our team will review your submission and investigate within 10 business days (or sooner for urgent issues like billing errors). We may request additional information to verify claims.
Resolution Offer: We will provide a written response with our findings and a proposed resolution (e.g., partial refund, credit, or explanation). Resolutions are at our sole discretion but aim to be fair and compliant with applicable laws.
Appeal: If unsatisfied, you may appeal within 5 business days by replying to the response. A senior representative will review and provide a final decision within 5 business days. After this step, you may pursue external remedies, such as chargebacks or legal action, without waiving your rights.
We may use service usage logs, onboarding records, and other evidence in resolving disputes or defending against claims. For software malfunctions or technical issues, submit a ticket immediately; resolutions may include fixes but no refunds for trading periods unless the malfunction is verified as solely our fault and caused demonstrable harm.
f. Termination
This EULA and your license terminate automatically if you: (i) violate any terms; (ii) fail to pay fees; or (iii) become ineligible (e.g., due to legal restrictions). We may terminate or suspend your access at any time for any reason with 30 days' notice (or immediately for cause, such as abuse or legal requirements). Upon termination, you must cease all use, delete any mobile apps, and destroy any copies. No refunds will be issued for unused periods. Sections surviving termination include restrictions, disclaimers, liability limitations, dispute process, governing law, and any payment obligations.
g. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL WE, OUR AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, GOODWILL, TRADING LOSSES, OR OTHER INTANGIBLE LOSSES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL AGGREGATE LIABILITY ARISING FROM OR RELATED TO THIS EULA OR THE LICENSED APPLICATION SHALL NOT EXCEED THE TOTAL FEES YOU PAID TO US IN THE 12 MONTHS PRECEDING THE CLAIM.
WE ARE NOT LIABLE FOR: (i) THIRD-PARTY ACTIONS, INCLUDING BROKERAGE FAILURES, MARKET VOLATILITY, OR EXTERNAL EVENTS; (ii) YOUR TRADING DECISIONS OR LOSSES; OR (iii) ANY DAMAGES FROM UNAUTHORIZED ACCESS TO YOUR ACCOUNT UNLESS CAUSED BY OUR GROSS NEGLIGENCE.
h. Force Majeure
Neither party shall be liable for any delay or failure to perform obligations under this EULA (except payment obligations) due to events beyond its reasonable control, including but not limited to acts of God, natural disasters, wars, terrorism, strikes, pandemics, cyber attacks, government actions, market or exchange outages, or failures of third-party services (e.g., brokerage APIs). The affected party shall provide prompt notice and use reasonable efforts to mitigate effects.
i. Governing Law and Arbitration
This EULA is governed by the laws of the State of Nevada, without regard to conflict of laws principles. Any dispute arising from or related to this EULA or the Licensed Application shall be resolved through binding arbitration in Clark County, Nevada, under the rules of the American Arbitration Association (AAA), before a single arbitrator. Arbitration shall be confidential, and no class actions or representative proceedings are permitted. The prevailing party shall be entitled to recover reasonable attorneys' fees and costs. For non-arbitrable matters (e.g., injunctive relief for IP violations), exclusive venue shall be the state or federal courts in Clark County, Nevada. You waive any objections to jurisdiction or venue.
j. Miscellaneous
This EULA constitutes the entire agreement between you and us regarding the Licensed Application, superseding any prior agreements. If any provision is held invalid or unenforceable, the remaining provisions remain in full force. No waiver of any term shall be deemed a further or continuing waiver. We may assign this EULA without your consent; you may not assign without our prior written approval. Notices to us shall be sent to [email protected]. Headings are for convenience only. This EULA may be executed electronically, with electronic signatures valid under the E-SIGN Act (15 U.S.C. §7001).
For questions, contact us at [email protected].